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Do Not Overlook These Financial Concerns During Your Illinois Divorce
When getting a divorce, most married couples will need to sort out various financial concerns. Some of these concerns are obvious. For example, you probably already know that you will need to decide who will keep the house, how you will divide the checking account, or who will get the furniture. However, other financial issues often get overlooked or pushed to the side until the last minute. Part of planning for a smooth divorce process is learning about the various financial issues you will need to address before you finalize the split. The better-informed you are of these issues, the better position you will be in to make sound financial decisions during the divorce.
Allocation of Debt in an Illinois Divorce
Property division does not only involve the division of assets, it also consists of the division of liabilities and debts. According to Illinois law, debts are handled similarly to property during divorce. The debts that either spouse accumulated during the marriage are the responsibility of both parties. This true even if the other spouse did not purchase the item or the title is only in one spouse’s name. If a spouse agrees to pay a debt for which both parties are liable and fails to fulfill this responsibility, the creditor may pursue the other spouse – even after the divorce is final. This is why many divorcing spouses choose to sell assets to pay off jointly held debt during divorce.
Understanding Different Types of Maintenance Orders in an Illinois Divorce
In many Illinois divorce cases, one spouse has significantly greater income and assets than the other. This can make it difficult to reach a fair resolution through the division of property alone, especially if it will be challenging for the other spouse to support themself for quite some time. In these cases, the court will often award spousal maintenance, commonly known as alimony or spousal support. However, maintenance orders come in several different forms, and you should be sure to understand the type of maintenance order, if any, that is likely to apply to your case.
How Do Illinois Courts Award Spousal Support?
If you and your spouse reach an agreement regarding maintenance, or if the court decides that maintenance is necessary, payments may be structured in a variety of ways. These are the most common types of maintenance orders that you should be aware of:
Considerations for Stay-at-Home Parents Getting Divorced in Illinois
Being a stay-at-home mom or dad can be a wonderful way to ensure that your children receive the care and attention they need to grow into successful adults. It can also put you in a difficult situation during divorce. If you are a divorcing parent who has not worked outside of the home in several years, you may be overwhelmed by the possible personal and financial implications of your impending divorce. Fortunately, there are several things you can do to protect your rights as a stay-at-home parent and avoid mistakes that put you in an unfavorable position during divorce.
Know Your Rights Under Illinois Law
Many people are unaware of the rights that they have during divorce. They may quickly agree to terms before researching all of the possible options because they are eager to get the divorce over with. However, if you do not know your rights, you may inadvertently lose them. For example, many stay-at-home parents are entitled to spousal maintenance or alimony. The amount and duration of alimony payments depend on the financial and employment circumstances of both spouses, the duration of the marriage, and other factors. You may also be eligible for temporary spousal maintenance and/or child support payments before the divorce is finalized.
When Can I Change the Terms of My Illinois Parenting Plan?
When Illinois parents divorce, they are asked to create a “parenting plan” describing parental responsibilities and parenting time and submit it to the court. If the parents disagree about the terms of the parenting plan and cannot reach a compromise during mediation, the court may decide on the unresolved elements for them. Life is full of unexpected changes, and consequently, there may come a time that a parent needs to alter the terms of the parenting plan. However, parental responsibilities and parenting time arrangements may only be modified in certain circumstances.
When Can Parental Responsibilities Be Modified?
Parental responsibilities refers to a parent’s authority to make major decisions about the child such as where the child will attend school or religious services. Illinois law places a two-year moratorium on parental responsibility modifications in order to promote stability in the child’s life. However, parental responsibilities may be changed before the two-year period if:
Gaslighting and Emotionally Abusive Relationships
Domestic violence does not always involve physical harm like punching and slapping. Emotional and psychological abuse can often be just as harmful. An abuse victim may be psychologically manipulated in such a way that he or she fears leaving the abusive situation or even blames himself or herself for the abuse. Gaslighting is a form of psychological manipulation that some abusive people use to manipulate and control their victims.
Controlling a Victim Through Deceit
The term “gaslighting” refers to a 1944 movie starring Ingrid Bergman called Gaslight. The film centers on a manipulative husband’s attempts to undermine his wife by making her question her sanity. One of the tactics used by the husband to make his wife think she is going crazy is dimming and brightening the gaslights. The term has since become a catch-all term for psychological manipulation used to maintain control or power over a victim.
How an Emergency Order of Protection Can Help You During Your Divorce
Domestic violence is a hidden epidemic in Illinois and throughout the country. Millions of men and women suffer silently in abusive marriages because they are unaware of the resources they have at their disposal. In fact, the Illinois Coalition Against Domestic Violence served over 45,000 adults and nearly 9,000 children in the year 2019 alone. If you are ready to leave an abusive marriage, you should know that there are several steps you can take to protect yourself and your children.
Protecting Yourself and Documenting the Abuse or Harassment
In Illinois, what are often referred to as “restraining orders” are called orders of protection. An order of protection is a court order that prohibits an abusive person from further abuse or harassment. If the subject of the order, called the respondent, violates any of the terms of the protection order, he or she may be arrested and charged with a criminal offense. Furthermore, a protection order serves as a crucial record of the abuser’s actions that will be very important during any subsequent divorce or child custody cases.
How to Help Your Children Cope with Your High Conflict Divorce
When parents split up, children can sometimes feel as if their entire world has been turned upside down. Divorce that involves a significant amount of contention is often especially hard on children. If you are a parent who is going through a high conflict divorce or you suspect that you soon will be, you are probably worried about how this will affect your kids. Poor performance in school, behavioral issues, low self-esteem, and other psychological consequences have been shown to result from parental conflict. However, there are things that you can do to reduce the negative effects of divorce on your children.
Use Caution When Telling the Children About the Divorce
The moment that your children learn that you and the other parent are divorcing may be one that they remember for the rest of their lives. It is important to plan out what you will say in advance. Most experts suggest that parents tell their children the news together, however, this may not be possible in a high conflict situation. The age of your children will determine the types of conversations that you can have about divorce, however, experts agree that it is best to tell them all at once. This prevents one child from having to keep a secret from the others.
How Can I Prove Paternity so that I Can Get Child Support in Illinois?
Parents have a moral and legal obligation to help support their children. Unfortunately, getting the financial support you need as a single parent can be complicated if a parent does not cooperate. If you are a mother who wishes to get child support from your child’s father, there are several steps you may need to take. If you were not married to the child’s father when your child was born, there is no legal presumption of paternity. You may need to establish the father’s legal relationship to the child before you can get child support from him.
When the Father Acknowledges His Parentage
If your child’s father acknowledges that he is the child’s biological father, the process of establishing paternity is much easier. You can establish the legal relationship between your child and the father using a document called a Voluntary Acknowledgement of Paternity (VAP). You and the child’s father simply fill in the required information, include copies of your government-issued IDs, and sign the document. Unfortunately, the process is more involved if the father does not voluntarily acknowledge his parentage.
How Can I Get a Fair Divorce Settlement if My Spouse Lies About Money?
Disagreements about financial issues is consistently ranked as one of the top reasons for divorce. Financial deception is also a common issue in marriages across the United States. Spouses may spend large quantities of money, hide assets, and rack up debt without the other spouse’s knowledge. The popularity of online banking has made it easier than ever to hide financial transactions from your spouse. If you are getting divorced and financial deception has been an issue for you in the past, it is important to take steps to ensure that you receive a fair divorce settlement.
Speak to a Lawyer As Soon As Possible
If your spouse has been dishonest or controlling about finances in the past, it is very likely that he or she will continue to do so during your divorce. Per Illinois divorce law, you deserve an “equitable” or fair share of the marital estate. However, you can only receive your fair share if you know what your fair share is. You also deserve child support and spousal support arrangements that are based on your actual financial circumstances. An attorney who is experienced in handling divorce cases involving complicated financial issues can help you uncover the truth. Your attorney may use a variety of techniques to get accurate and complete information about income, property, debt, and expenses during the divorce, including:
Considering a Trial Separation? Learn the Potential Legal and Financial Consequences
For many married couples, it can be hard to know when to officially call it quits. Many couples consider divorce for months or even years before they make the decision to end the marriage. You may find yourself in that situation now. Perhaps you are unhappy in your marriage but you still hope that things can change. In situations like these, many couples decide to undergo a “trial separation.” If you are interested in temporarily separating from your spouse, it is crucial that you know the potential legal and financial ramifications.
An Information Separation Is Not a Legal Separation
People often use the word “separation” in reference to both living apart and getting legally separated. However, these are two completely different situations in the eyes of the law. If you are living apart from your spouse, this alone does not change the status of your relationship. A legal separation, on the other hand, involves a legal action. If you get legally separated, you and your spouse will formally decide on issues like the division of assets and debts, parenting time and parental responsibilities, child support, and spousal support. You can reach an agreement about these issues outside of court, or if you cannot reach an agreement, the court will hand down a decision. The only issue that Illinois courts cannot determine during a legal separation is property distribution.
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