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IL divorce lawyerFor those who have children and choose to get divorced, child support payments are inevitable. The parent who holds primary custody will often receive the child support payments since they spend the most time, and thus the most money, with the child. These payments are no longer percentage based. The court determines the amount of money needed to care for the child based on his/her parents’ income then divides this amount between the parents. The details of these payments are determined before the divorce papers can be made official; however, certain situations and life-altering events can result in necessary changes being made.

Recent Unemployment

Unemployment does not result in the ending of child support payments. The payments will simply no longer be taken out of your paycheck. If approved for unemployment benefits, the parent should then contact the unemployment office regarding their mandatory child support payments. These payments will then be deducted from their unemployment benefit wages.

Incarceration

If a parent becomes imprisoned and is required to pay child support, the parent can petition for his/her payments to be altered. Some courts will allow for the payments to be reduced or suspended while the parent is in prison. This is not always a guarantee. Often times, the judge will decide that the payments must continue to be paid throughout the parent’s sentence.

Death of a Non-Custodial Parent

The death of a non-custodial parent can cause extreme stress for a parent relying on this extra income to raise their child. There are multiple solutions that can be considered. If the deceased parent has a life insurance policy with the child as the beneficiary, the parent can begin collecting this money for the child immediately. Depending on the deceased parent’s previous employment, the child may also be subject to benefits from the Social Security Administration.

Death of a Custodial Parent

After deciding who will take primary care of the child, the payments will be determined. Payments from the parent's estate or a child support modification may be made if the other parent receives full-custody. If the child is placed into the hands of another relative, the payments should remain similar to their previous amount.

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Posted on in Child Support

Illinois child support lawyerWhen a child support order is created, it is created to provide for the child’s needs effectively based on his or her parents’ income level. It is rare for a child support order to remain appropriate until the child turns 18, the point at which most child support orders terminate. If you are currently paying or receiving child support and your order no longer covers your child’s needs, you can modify your child support order.

Child Support Orders Are Eligible for Review Every Three Years

In Illinois, a child support order can be reviewed every three years to determine if it still meets the child’s needs without creating an undue burden on the child’s parents. During this review period, you and your former spouse have the right to request a modification to your order. After requesting a modification, the court reviews your request to determine whether it is appropriate and applicable.

If you receive child support enforcement services from the Illinois Department of Healthcare and Family Services, you must prove that a modification would result in a difference of at least 20 percent of your current child support amount and one created with an updated application to state guidelines during this review period.

If an Immediate Change Is Necessary, You Will Have to Prove Why It Is Necessary

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Posted on in Child Support

b2ap3_thumbnail_child-support_20171102-005221_1.jpgIn nearly every divorce between parents, a child support order is part of the divorce settlement. This is the court order that requires one parent to make payments to the other to help cover the costs of raising a child. It is not uncommon for a parent to be curious about how the support he or she pays is used, especially if it does not outwardly appear that the children are benefiting from these payments. If you suspect that your former spouse is not using your child support payments appropriately, talk to your lawyer about potentially modifying your child support order or parenting plan. Violating a court order is contempt of court, and if you can demonstrate that your former partner willingly violated his or her child support order, he or she can face legal consequences.

Child support covers a broad range of needs. Basically, it can be used to help with any costs your child incurs for your former spouse. These costs generally fall into the following categories:

Your Child’s Medical Needs

One parent is required to include the child on his or her healthcare insurance plan. If this parent is the one who receives child support, the money received can be used to help offset insurance costs like copays and premiums. Child support can also be used to cover a child’s uninsured medical needs, like the need for over-the-counter medication.

Your Child’s Day-to-Day Care

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Illinois divorce lawyer, Illinois family law attorneyFor both the custodial and noncustodial parent following a divorce or separation, understanding child support monetary arrangements is very important, as the arrangements affect both parties and the entire family, often for many years to come. From your personal financial standing and your ex-spouse’s paycheck to the everyday needs of your children, a child support order usually brings about significant financial changes for everyone involved.

How Long Does the Financial Obligation Remain in Effect?

In the state of Illinois, the lifespan of the financial assistance custodial parents receives child support depends on various factors. Generally, the state has some very clear guidelines that help clarify when child support officially ends. First, support is ordered until the youngest (or only) child reaches the age of eighteen or high school graduation, whichever last occurs, which is considered by Illinois law to be the legal age of emancipation. Second, the noncustodial parent may be required to make support payments for as long as it takes to pay off any past-due support. This means that even if the child reaches the age of emancipation, payments may still continue until all past-due support has been paid in full.

As the noncustodial parent ordered to pay support, when are you released from your duty? In short, each party's income, along with the number of children you have to support, will determine the amount you are required to pay, and you will be held responsible for those payments until your child is no longer a minor. An exception to this guideline is extended support, which may be ordered by the court in order to wait until the child graduates high school or turns nineteen. Any other exceptions or amendments must be clearly agreed upon in writing or addressed in the judicial order.

Additional Responsibility

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Posted on in Child Support

Illinois family law attorney, Illinois child support lawyerBeing hit with the realization that you may be responsible for college expenses for your child on your own following your divorce can be an unsettling experience, especially when there are already so many other financial issues that must be addressed at the end of the marriage. Often, who will pay for your child’s college tuition is the very last thing on your mind in the midst of a separation. Thankfully, there are a number of ways you can properly prepare to fund your child’s college education after you are divorced, beginning with tackling the subject in your divorce decree.

Law Changes that Affect College Financial Responsibility after Divorce

Since 2016, the Illinois Marriage and Dissolution of Marriage Act (IMDMA) has evolved to clarify which costs actually qualify as expenses in the state of Illinois, and how those expenses should be handled between divorce parties in a court of law. For example, the newer version of the law includes the cost of up to five college applications in its educational expense standards, and puts a stop to any contributions made to college expenses when the student turns twenty-three years old, with certain exceptions, which must be deemed “good cause”. This means if you are required to contribute to college costs for your non-minor child, the expenses will be justified and limited.

What You Can Do

To ensure your child’s college costs are taken care of once your divorce is finalized, the work ideally begins before you begin the divorce process. This means addressing the issue early on in the decree with a clear, written agreement that takes a number of factors into account, including who will pay for what and at what time, as well as who will pay for the pre-college expenses that are incurred. These things can include standardized test courses and any relevant purchases, like books or other class supplies. Sit down with your soon-to-be ex-spouse and make a list of everything you expect, along with any concerns you have about the arrangement.

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Posted on in Child Support

Illinois child support laws, Illinois family law attorneyUndergoing divorce can be a taxing experience for everyone involved, and adding the task of arranging child support obligations to the mix inevitably adds more pressure to both parents. Under even the most civil of circumstances, it is easy for parents to take offense to the other’s reaction to child support payments, and for the obligated parent to feel burdened by the financial strain the support order entails. Once a proper support order is established, however, there is opportunity for everything to run effectively and efficiently, so long as each party cooperates.

The parent who is granted a majority of the parenting time is usually the parent awarded child support payments. If you are a non-custodial parent responsible for making child support payments, the state of Illinois provides you the following options to ensure you are able to pay on time and in full:

Pay the State Disbursement Unit (SDU) by Mail

Unless you are directed otherwise, you are obligated to pay support via check by sending payment directly to the Illinois State Disbursement Unit. You are required to provide the following details along with your payment: Your name, social security number, case number, and the Illinois court where the order was entered.

Electronic Payments

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Illinois child support lawyer, Illinois family law attorneyFor many divorced parents, arranging a child support order can be a challenging process. While state programs and public assistance offer a reasonable amount of help, parents can often be at a disadvantage when it comes to obtaining an order and ensuring the payment conditions are met. This is especially the case for high-conflict couples who struggle with communication, anger, and hurt following their divorce. It can be difficult for the custodial parent to know where to turn as they pursue child support, especially when they are unfamiliar or confused about the laws that surround it, and the non-custodial parent can feel overwhelmed and unclear on the control and distribution of their funds.

When Are You Eligible to Request Modifications to an Existing Order?

Once you have done all the footwork and have secured a proper child support order, you may find you need to make changes to that existing order, depending on a number of different circumstances. The court usually looks at two factors in particular when determining whether or not your order is eligible for modification:

  • Non-custodial parent income changes - In most cases, you can request a modification review if the non-custodial parent’s income has significantly increased or decreased. The revised order can reflect the changes in income and any other financial factors that may have changed since the original order went into effect. In general, families who receive public assistance typically receive a modification review every three years. If the supporting parent has lost their job or received a substantial raise, their order may be decreased or increased; and
  • Availability of health insurance - Along with financial changes, health insurance changes will be considered when determining whether or not a child support order can be modified. For example, if there is a health insurance lapse due to a gap in employment or financial hardship, the court may consider these factors. Any change in medical coverage that will affect the child’s medical care should be addressed and reflected in the support order.

General Modification Procedures

The process for changing your child support order may vary depending on whether you are working directly through the Illinois child support program or with a private attorney. Your order may be changed via judicial process or administrative process. Generally speaking, the state will conduct a review and may apply a cost-of-living adjustment. To identify which orders are eligible for review, the state may also use automated methods that assess wage and state income tax data to determine any necessary adjustments.

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Illinois child support attorney, Illinois family law attorneyIf you are a divorcing parent in the midst of arranging child support, chances are you are also juggling to manage other parent-child issues that come with separation, such as the allocation of parental responsibilities (child custody) and parenting time (visitation). The child support you receive is important for the mere fact that it enables you to care for your children after the divorce, but it can also have an impact on your lifestyle with your children as a whole once the family transition is completed.

Receiving a just and reasonable amount of support can ease tension between you and your spouse, which can mean more peaceful interaction during custody and visitation exchanges. In general, the smoother the child support process goes, the better chance you have at experiencing a smoother transition all together. So, how does the state calculate child support amounts? Which factors are considered when determining those amounts?

Here is a basic breakdown of how child support amount is determined:

The decision first depends on the noncustodial parent’s net income plus the amount of children they are to support. Illinois statutory guidelines require the minimum net income, as follows:

  • One child - 20 percent;
  • Two children - 28 percent;
  • Three children - 32 percent;
  • Four children - 40 percent;
  • Five children - 45 percent; and
  • Six or more children - 50 percent.

The court also considers the best interest of the child as a whole, and in some cases, these factors can cause the percentages to deviate from the dictated guidelines above. For example, the court considers all of the following when setting the percentage amount:

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